Jun 25, 2026
The FCA opened its CP26/18 mortgage rule consultation on 9 June 2026, with feedback due by 28 July 2026. These are proposals, not final rules. Final rules are expected in a Policy Statement in the second half of 2026. For self-employed people, contractors and older...
Jun 18, 2026
The tenancy reforms under the Renters’ Rights Act 2025 took effect on 1 May 2026. The deadline for providing required information to existing tenants was 31 May 2026. For Essex landlords, June is a time to review tenancy records, costs, insurance and buy-to-let...
Jun 10, 2026
If you are a first-time buyer in Ilford, you are probably watching the property market and mortgage rate headlines at the same time. Prices are no longer racing ahead in the way they did during earlier growth periods, but borrowing costs are still high enough to make...
Jun 3, 2026
Moving home sounds simple on paper, but it can quickly turn into a juggling act. You may have found a new place, worked out the deposit, and started thinking about removals, only for someone to mention “porting your mortgage”. Porting can be a useful option,...
May 28, 2026
Buying your first home is exciting, but it can also feel like everything needs to happen at once. You find a property you like, you want to make an offer quickly, and suddenly you are dealing with affordability checks, documents, estate agents, solicitors, insurance...
May 28, 2026
If you have been keeping half an eye on the news, you will have seen plenty of talk about mortgage rates softening this spring. After a difficult couple of years for borrowers, the headlines feel more hopeful. But “rates are coming down” is a blunt phrase, and the...
