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How far in advance you can secure a new remortgage rate before your deal ends

How far in advance you can secure a new remortgage rate before your deal ends

Sep 4, 2026

If your fixed-rate mortgage is due to end, you may be able to arrange a new deal before the current one finishes. In many cases, it is sensible to start reviewing your position up to 6 months ahead. Some lenders may allow eligible borrowers to secure a new rate...
Remortgage approvals fell in May: what fixed-rate borrowers should check before their deal ends

Remortgage approvals fell in May: what fixed-rate borrowers should check before their deal ends

Jul 2, 2026

Remortgage activity slowed in May 2026. Bank of England Money and Credit figures show approvals for remortgaging with a different lender fell to 33,300 in May, from 51,200 in April. That does not mean every borrower will struggle to remortgage. It is a reminder to...
New FCA mortgage proposals: what could change for self-employed and older borrowers?

New FCA mortgage proposals: what could change for self-employed and older borrowers?

Jun 25, 2026

The FCA opened its CP26/18 mortgage rule consultation on 9 June 2026, with feedback due by 28 July 2026. These are proposals, not final rules. Final rules are expected in a Policy Statement in the second half of 2026. For self-employed people, contractors and older...
Buy-to-let in June 2026: what Essex landlords should review after the Renters’ Rights Act deadline

Buy-to-let in June 2026: what Essex landlords should review after the Renters’ Rights Act deadline

Jun 18, 2026

The tenancy reforms under the Renters’ Rights Act 2025 took effect on 1 May 2026. The deadline for providing required information to existing tenants was 31 May 2026. For Essex landlords, June is a time to review tenancy records, costs, insurance and buy-to-let...

Recent Posts

  • Why company directors fail mortgage affordability checks and how to prevent it
  • First-time buyer lending has fallen to its lowest share since early 2024: what the latest FCA figures mean for buyers
  • How changing jobs before a mortgage application can affect your borrowing options
  • Why lenders are cutting fixed mortgage rates in August 2026 despite the base rate holding steady
  • How far in advance you can secure a new remortgage rate before your deal ends

Regulation

Mirza Sujon Baig, trading as Alexandra Hamilton is an appointed representative of HL Partnership Ltd which is authorised and regulated by the Financial Conduct Authority.

Head Office : 31 Chalgrove Crescent, Clayhall, Essex, IG5 0LX

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Your property may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances and will be agreed with you before proceeding but estimate this to be £995.
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Telephone us on 020 7183 0212

Email us at : info@alexandrahamilton.co.uk

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Mon - Sat 09:00 - 17:00
Sun - Closed

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Mortgage Adviser Essex

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