Sep 9, 2026
During August 2026, some lenders reduced selected fixed mortgage rates even though the Bank of England’s Bank Rate had been held at 3.75% after the July MPC meeting. That can feel confusing if you expect mortgage pricing to move only when the base rate changes. Fixed...
Sep 4, 2026
If your fixed-rate mortgage is due to end, you may be able to arrange a new deal before the current one finishes. In many cases, it is sensible to start reviewing your position up to 6 months ahead. Some lenders may allow eligible borrowers to secure a new rate...
Aug 12, 2026
When you take out a mortgage, you may also think about life insurance. If you die during the policy term and a valid claim is accepted, the payment could help your family repay the mortgage or manage other costs. Another decision is whether the policy should be...
Aug 5, 2026
Mortgage activity picked up in June 2026, but borrowing costs also moved higher. Bank of England Money and Credit figures show house purchase mortgage approvals, net of cancellations, rose to 58,200 in June, from 56,600 in May. They were still below the previous...
Jul 28, 2026
Some specialist buy-to-let lenders announced rate and criteria changes in July 2026, including reductions across parts of their buy-to-let ranges and lower minimum property values on selected products. For landlords, this may create more choice in some cases. It does...
Jul 22, 2026
The government has opened a consultation on a proposed new First Time Buyer ISA. It is not yet a live product, and the final rules have not been confirmed. The consultation was updated on 29 June 2026 and is open until 11:59pm on 18 August 2026. For anyone saving for...
