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Should you write your life insurance in trust when you take out a mortgage?

Should you write your life insurance in trust when you take out a mortgage?

Aug 12, 2026

When you take out a mortgage, you may also think about life insurance. If you die during the policy term and a valid claim is accepted, the payment could help your family repay the mortgage or manage other costs. Another decision is whether the policy should be...
Mortgage approvals rose in June, but borrowing costs increased: what buyers should check before applying

Mortgage approvals rose in June, but borrowing costs increased: what buyers should check before applying

Aug 5, 2026

Mortgage activity picked up in June 2026, but borrowing costs also moved higher. Bank of England Money and Credit figures show house purchase mortgage approvals, net of cancellations, rose to 58,200 in June, from 56,600 in May. They were still below the previous...
Specialist lenders cut buy-to-let rates and lower minimum property values this July

Specialist lenders cut buy-to-let rates and lower minimum property values this July

Jul 28, 2026

Some specialist buy-to-let lenders announced rate and criteria changes in July 2026, including reductions across parts of their buy-to-let ranges and lower minimum property values on selected products. For landlords, this may create more choice in some cases. It does...
What the proposed new First Time Buyer ISA means for your property deposit

What the proposed new First Time Buyer ISA means for your property deposit

Jul 22, 2026

The government has opened a consultation on a proposed new First Time Buyer ISA. It is not yet a live product, and the final rules have not been confirmed. The consultation was updated on 29 June 2026 and is open until 11:59pm on 18 August 2026. For anyone saving for...
Rising tenant demand in July: what Essex buy-to-let landlords should check before refinancing

Rising tenant demand in July: what Essex buy-to-let landlords should check before refinancing

Jul 15, 2026

Tenant demand picked up in the latest RICS UK Residential Market Survey published in July 2026. The June survey reported a +18% net balance for tenant demand, the strongest reading since May 2025, while new landlord instructions remained negative at -18%. RICS also...
Redbridge rents are still rising: what local landlords should review before refinancing or renewing cover

Redbridge rents are still rising: what local landlords should review before refinancing or renewing cover

Jul 9, 2026

Average private rents in Redbridge reached £1,725 a month in May 2026, up from £1,677 a year earlier, according to Office for National Statistics local housing data. That is a 2.9% annual rise, but higher rent does not automatically mean a stronger investment...

Recent Posts

  • Should you write your life insurance in trust when you take out a mortgage?
  • Mortgage approvals rose in June, but borrowing costs increased: what buyers should check before applying
  • Specialist lenders cut buy-to-let rates and lower minimum property values this July
  • What the proposed new First Time Buyer ISA means for your property deposit
  • Rising tenant demand in July: what Essex buy-to-let landlords should check before refinancing

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Mirza Sujon Baig, trading as Alexandra Hamilton is an appointed representative of HL Partnership Ltd which is authorised and regulated by the Financial Conduct Authority.

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